The counter
A terminal that only does the counter
It runs cards in the store and nothing else. Every payment that happens away from that counter becomes somebody else’s problem — and somebody else’s revenue.
For resellers and partners
Every way your merchants get paid. One platform.
Chirp takes the payment at the counter, in a text message, and on the website — bank, card, and more ways to pay behind a single button. One merchant account, and one place to see all of the money.
In person, by text, and online
Residual-earning for partners
- Bank / ACH
- Card
- PayPal
- Venmo
- Cash App
- Bitcoin
- USDC
- and more
The problem
Your merchants are paying three vendors to do one job.
A terminal from one company. An invoicing tool from another. A checkout plugin from a third. Three statements, three support numbers, and no single place to see what came in.
The invoice
An invoice tool that can’t take the money
It emails a PDF and waits. The merchant still chases the payment, still re-keys it into their books, and still explains the delay to their own vendors.
The fix
One platform that does all three
Same merchant account, same portal, same deposits — whether the customer pays at the counter, from a text, or on the website.
Three ways to get paid
One platform. Three ways to get paid.
Same account, same reporting, same money. The only thing that changes is where the customer is standing.
In person
At the counter
A Dejavoo countertop terminal running on SparrowPay rails. The cashier keys the amount on the terminal itself — card, a bank QR code, or the wallet and crypto tenders the merchant has turned on, all from the same screen. The sale lands in the merchant’s Chirp portal with the amount, the fee and the tip already on it — there’s no separate terminal report to reconcile at close.
What the customer seesA normal countertop checkout — more tenders on the menu, and the receipt arrives on their phone.
By text
In a text message
The merchant sends an invoice or a payment request; the customer taps the link and pays on their phone. No app to download, no account to create, no login to remember. The receipt goes straight back to their phone.
What the customer seesA link, a payment screen, done — usually inside a minute.
Online
On their website
Add a Pay with Chirp button to a checkout page and every tender comes with it. The merchant doesn’t integrate a bank rail, a card processor, and a wallet separately — they integrate once.
What the customer seesOne button instead of a wall of payment logos.
Run a real checkout on our demo store Integration GuideThe counter terminal
Stands on its own at the counter.
No laptop, no phone, no second device in the loop. The terminal is the whole register.
- Keyed right on the terminal — the cashier types the amount and takes the payment there. Nothing else has to be open.
- Every tender on one screen — card, a bank QR code, and the digital wallet and crypto tenders the merchant has enabled, Bitcoin and USDC among them, through our partners.
- The card price before the tap — under Dual Pricing the terminal shows the card price on screen before the card is presented, so there is nothing to explain after the fact.
- Tips and servers, only if they want them — an optional tip prompt with preset amounts, and an optional server number so tips report by server. Both are switches, not extra steps at the counter.
- A dropped connection doesn’t drop the sale — if the terminal can’t reach Chirp, the sale still completes and records itself once the connection is back. Once, never twice.
- A receipt they will actually get — text, email, or a web page, each showing the tipped total. The customer’s phone number is their receipt.
- Or driven from the portal — a merchant can also send an amount to the terminal from the Nest Virtual Terminal and let the customer choose a tender there.
One button
One button. Every way to pay.
The customer picks how they want to pay. The merchant doesn’t go shopping for a second processor to add a tender.
Bank account
Bank-to-bank, with no card network in the middle — and no card-network disputes.
Card
In person, keyed, or online, on SparrowPay rails.
More ways to pay
PayPal, Venmo, Cash App, Bitcoin, USDC and more — digital wallets and crypto through our partners, settled to the merchant in U.S. dollars.
Dual pricing
Two prices, side by side, every time.
Chirp shows the customer the card price and the bank price together, before they choose. Pay from a bank account and the processing cost isn’t there. Pay by card and the customer covers it.
The cheaper option is the obvious one to pick — so the merchant keeps more on every bank payment, without ever having to argue about a surcharge at the counter.
What merchants get
The part that changes their week.
Dual pricing built in
Card price and bank price shown side by side, on every payment, with no bolt-on to configure.
Paid sooner
A link a customer can tap beats an invoice waiting on a check in the mail.
One place for the money
Counter, text, and web payments land in the same portal, against the same account.
Quotes and invoices built in
Quote, accept, invoice, paid — without a second subscription.
QuickBooks, handled
Transactions push to QuickBooks, so month-end stops being a re-keying exercise.
Receipts customers keep
A hosted receipt goes to the customer’s phone or email automatically.
For resellers and partners
A product your merchants ask for — and you earn on it.
Recurring residuals
Earn on every transaction your clients process, month after month, with reporting you can actually read.
A demo that sells for you
Send a prospect to the live demo store and let them run a real checkout before you ever pitch them.
One conversation, three products
Counter, text, and online in a single pitch. A wider door than any single rail gets you.
Quick deployment, real support
Get clients live fast, with a dedicated specialist for you and for them.
How it works
From intro call to recurring revenue in three steps.
We do the heavy lifting. You focus on your clients.
Step 01 — Discovery
Tell us about your business
A quick call to understand your clients, your platform, and which products fit. No cookie-cutter packages.
Step 02 — Setup
Get set up fast
We fit Chirp to the way you already sell — your clients, your workflow, a dedicated specialist from day one.
Step 03 — Ongoing
Earn as your clients get paid
Every transaction generates residuals. Transparent reporting, consistent payouts, expert support.
See it run. Then let’s talk.
Take two minutes on the demo store, then book a call and we’ll map Chirp onto your book of business.